So far we have only discussed the budgetary outgoings; many of you will have plans for replenishing your coffers during your cruising.  If you are planning weekend and annual holiday cruises only then you will most likely have a regular shore-side income and the next few paragraphs may not apply to you.

   For those of you who are planning to retire or take an extended break from your normal employment; you should consider how you can replenish your coffers as you cruise. Consider your skills and those of your partner. Does either or both of you have skills that can be utilised for earning extra income during your cruise?

   One of the more obvious earners is chartering; although this is so obvious as to be over worked when it comes to expectations, it is surprising just how many cruising people make a success of part time charter. If you have the right boat and perhaps just as importantly, the right disposition to deal with charter parties or individuals, this possible money earner is worth your consideration. Referring to part time charter; this can mean a couple of weeks per year for some expense sharing friends or several short charters by strangers who come recommended to you in one way or another. Unless you are running a full time professional charter operation, you should choose carefully when deciding who will spend time as a paying guest aboard your boat.